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Auto Loan Calculator

Monthly car payment, total interest, and payoff date — updated as you type.

Vehicle details

Vehicle Price

Down Payment

Trade-In Value

Sales Tax Rate

Interest Rate (APR)

Loan Term

Monthly Payment

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Loan Amount

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Total Interest

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Total Cost

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💡 Auto loan tips

Keep your total car payment under 15% of take-home pay.

New car (good credit)5–9%

Used car (good credit)7–15%

Credit union ratesOften lower